Can I use Horizon BC/BS of New Jersey when traveling outside of New Jersey?

Horizon BC/BS of New Jersey generally offers coverage for its members when traveling outside of New Jersey, but the extent of that coverage can depend on the specific health plan one has. Many plans include benefits for emergency care received in other states or even abroad, particularly through networks that operate nationwide. For non-emergency situations or routine medical care while out of state, it is important to check if your plan has a national provider network or if it exclusively covers services within New Jersey. Members might also want to review the terms and conditions of their specific policy to understand how out-of-state services are covered and whether there are any potential out-of-pocket costs involved. Typically, having your insurance card handy when seeking care is advised, as it contains the necessary information for healthcare providers. For precise details regarding out-of-state coverage and to ensure that one is fully informed about any limitations or requirements, it is often beneficial to consult the plan documents or to refer directly to the Horizon BC/BS of New Jersey website. There, one can find current information, as well as phone numbers to reach customer service for additional inquiries.