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Can I apply for a loan if I have a bad credit score?

Asked 2 years ago
Yes, individuals with a bad credit score can still apply for a loan, though their options may be more limited compared to those with better credit. Fresh Finance Group Ltd specializes in offering financial services that cater to a wide range of credit situations, including loans for those who may have experienced difficulties with their credit history. It is important to keep in mind that lenders often view bad credit as a higher risk, and as a result, they may charge higher interest rates or require a larger down payment. Before applying, individuals should assess their financial situation and consider gathering supporting documentation that demonstrates their current income and ability to repay the loan. It may also be beneficial to review the current web page of Fresh Finance Group for information on specific loan products tailored to individuals with bad credit. Understanding the terms and conditions of such loans will be crucial in making an informed decision.
Answered Sep 16th 2025

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