What types of mortgages do you offer?

Franklin American Mortgage Company offers a wide variety of mortgage products designed to meet the diverse needs of its clients. These products generally include conventional loans, which are not backed by the government and typically offer competitive interest rates. Additionally, the company provides Federal Housing Administration (FHA) loans, which are popular among first-time homebuyers due to their lower down payment requirements and flexible credit guidelines. Another option available is the Veterans Affairs (VA) loan, specifically designed for eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. VA loans often come with benefits such as no down payment and no private mortgage insurance, making them a favorable choice for those who qualify. Franklin American Mortgage also typically offers adjustable-rate mortgages (ARMs), which can provide lower initial interest rates that later adjust according to market conditions. This can be advantageous for homebuyers who plan to stay in their homes for a shorter duration. For those interested in refinancing, Franklin American Mortgage generally has refinancing options to help homeowners reduce their monthly payments or tap into home equity. To get more detailed and specific information about the mortgage types offered, it may be beneficial to visit the official website or inquire further through the appropriate channels. They would have the most up-to-date information regarding their products and services.