Are there waiting periods for certain types of coverage?

Yes, waiting periods are common for various types of insurance coverage, including some offerings from Equitable Life & Casualty Insurance Company. A waiting period is essentially a specified duration before certain benefits become active or before a policyholder can make a claim. For instance, in health insurance plans, there might be waiting periods for pre-existing conditions or maternity coverage. For life insurance, certain riders or additional benefits may come with their own waiting times before they can be utilized. It is important for policyholders to carefully review their policies to understand any applicable waiting periods, as these can affect when a claim can be filed or how benefits are accessed. For precise information regarding specific products and their terms, I would recommend visiting the current web page of Equitable Life & Casualty Insurance Company, where detailed information about different coverages and their conditions can be found.