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Chase Home Finance Customer FAQ

Top Answers & How-to Guides

What is Chase Home Finance's Phone Number?

The question we are asked most often is about how to talk to Chase Home Finance customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Chase Home Finance Customer Questions

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Mortgage Options

What mortgage options does Chase Home Finance offer?

Chase Home Finance offers a diverse range of mortgage options, including conventional loans for those with good credit, FHA...

What are the requirements for getting a mortgage from Chase Home Finance?

When applying for a mortgage from Chase Home Finance, borrowers should have a good credit score, stable income and employment,...

Can I refinance my existing mortgage with Chase Home Finance?

Homeowners can refinance their mortgage through Chase Home Finance, which offers several options like conventional and FHA...

What are the current interest rates for Chase Home Finance mortgages?

Chase Home Finance mortgage interest rates are influenced by various factors, including the economy and borrower profiles, and...

What is the maximum loan amount Chase Home Finance offers?

Chase Home Finance provides various loan products, with maximum amounts influenced by factors such as loan type, borrower...

Does Chase Home Finance offer first-time homebuyer programs?

Chase Home Finance provides a variety of programs aimed at assisting first-time homebuyers with more affordable options such as...

Mortgage Process

How long does the mortgage approval process usually take?

The mortgage approval process duration can differ based on various factors, typically ranging from a few days to several weeks,...

How do I calculate how much I can borrow for a mortgage?

Calculating mortgage borrowing potential involves evaluating income, credit score, the debt-to-income ratio, and the mortgage...

Payment and Fees

Can I make extra payments towards my mortgage?

Yes, borrowers can typically make extra payments on their mortgages with Chase Home Finance, which can lower the principal and...

What are the closing costs associated with a mortgage from Chase Home Finance?

Chase Home Finance's closing costs can include various fees such as loan origination, appraisal, and title insurance, among...

What should I do if I am having trouble making my mortgage payments?

Individuals struggling with mortgage payments should first assess their financial situation and identify the reasons behind...

Mortgage Adjustments

Is it possible to transfer my mortgage to another property?

Mortgage portability allows transferring a mortgage to a new property, but it depends on the terms of the agreement with Chase...

What happens if I want to sell my house before my mortgage is paid off?

Homeowners selling a house with an outstanding mortgage must consider the mortgage balance, obtain a payoff statement, and...

What is the difference between a fixed-rate and adjustable-rate mortgage?

Fixed-rate mortgages have a stable interest rate for the loan's duration, providing predictable monthly payments, while...

Can I obtain a mortgage with a low credit score through Chase?

Chase Home Finance may offer mortgage options for individuals with low credit scores, though it can be more difficult to...
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