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California Hard Money Direct Customer FAQ

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What is California Hard Money Direct's Phone Number?

The question we are asked most often is about how to talk to California Hard Money Direct customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent California Hard Money Direct Customer Questions

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Hard Money Basics

What is hard money lending?

Hard money lending is a financing method primarily in real estate, using real property as collateral. It is often quicker than...
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Is there a minimum credit score required for application?

California Hard Money Direct is generally more lenient with credit scores compared to traditional lenders, focusing mainly on...
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What types of properties qualify for hard money loans?

California Hard Money Direct accepts various property types for hard money loans, including residential homes, multi-family...
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Loan Evaluation and Process

How does California Hard Money Direct evaluate loan applications?

California Hard Money Direct assesses loan applications by examining the borrower's financial background and property features....
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What documents do I need to provide for a loan application?

When applying for a loan with California Hard Money Direct, applicants need to prepare several key documents, including a loan...
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How does California Hard Money Direct determine loan amounts?

California Hard Money Direct establishes loan amounts by evaluating several key elements, such as property value, borrower...
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Funding and Terms

What are the typical interest rates for hard money loans?

Interest rates for hard money loans typically range from eight to fifteen percent annually and can vary based on the lender,...
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How quickly can I receive funding from California Hard Money Direct?

The funding timeline with California Hard Money Direct can differ based on loan specifics but typically ranges from a few days...
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What is the repayment term for hard money loans?

Repayment terms for hard money loans usually range from six months to three years, with some lenders offering flexibility....
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Getting Started

How can I use a hard money loan from California Hard Money Direct?

A hard money loan from California Hard Money Direct can be applied towards real estate investments, renovations, and bridging...
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How can I get started with California Hard Money Direct?

To begin with California Hard Money Direct, individuals should learn about their various loan services, evaluate their funding...
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Does California Hard Money Direct lend to real estate investors?

California Hard Money Direct provides financing solutions specifically targeting real estate investors. Their loans are...
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Fees and Refinancing

Can I refinance existing loans through California Hard Money Direct?

California Hard Money Direct offers hard money loans that can be used to refinance existing loans, focusing on property value...
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Are there any loan fees associated with hard money loans?

Hard money loans often come with various fees, including origination, appraisal, and document preparation costs, which can...
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What happens if I default on a hard money loan?

Defaulting on a hard money loan can lead to foreclosure on the collateral property, affecting the borrower's credit score and...
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