What insurance options are available when renting a car?

When renting a car from Affordable Rent-A-Car, customers typically have several insurance options to consider. These options are designed to provide peace of mind during the rental period, ensuring adequate coverage in case of accidents, damages, or theft. One common option is the Collision Damage Waiver, often referred to as CDW. This coverage limits the financial responsibility of the renter in the event the rental vehicle is damaged. If the vehicle is involved in an accident or sustains damage, the renter may only be responsible for a portion of the costs, significantly reducing out-of-pocket expenses. Another option is the Loss Damage Waiver, which protects against financial liability for theft of the rental vehicle. This means that if the car is stolen while in the renter's possession, they will not have to bear the full financial burden of replacing it. Liability coverage is also a critical consideration. This is essential to cover bodily injury and property damage to others in case of an accident for which the renter is found at fault. The level of coverage can vary, and renters should verify the specifics depending on their individual needs. Some renters may also choose to opt for personal accident insurance, which provides coverage for medical expenses incurred as a result of an accident while driving the rental vehicle. In addition to these options, renters should review their personal auto insurance policies and credit card benefits, as they may already include coverage for rental vehicles. For the most accurate and up-to-date information, it is advisable to check the insurance and coverage options available directly on the Affordable Rent-A-Car website or during the rental process.