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21st Century - Homeowners Insurance Co. Customer FAQ

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What is 21st Century - Homeowners Insurance Co.'s Phone Number?

The question we are asked most often is about how to talk to 21st Century - Homeowners Insurance Co. customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent 21st Century - Homeowners Insurance Co. Customer Questions

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Claims Process

How do I file a claim?

Filing a claim with 21st Century - Homeowners Insurance Company involves gathering relevant information such as your policy...
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What is the claims process timeline like?

The timeline for the claims process at 21st Century - Homeowners Insurance Co. depends on factors like claim complexity and...
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What if I have a claim denied?

If 21st Century - Homeowners Insurance Co. denies a claim, start by reviewing the denial letter for specific reasons linked to...
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Policy Management

What is the process for renewing my policy?

The renewal process for a policy with 21st Century - Homeowners Insurance Co. begins with receiving a notice that outlines...
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Can I transfer my insurance policy to a new property if I move?

Homeowners may transfer their insurance policy to a new property with 21st Century - Homeowners Insurance Co., but it depends...
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How can I update my homeowners insurance policy?

To update your homeowners insurance policy with 21st Century, you can use your online account to modify coverage or contact...
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Coverage Details

What does homeowners insurance cover?

Homeowners insurance generally covers damage to the home from events like fire or theft, as well as personal belongings and...
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Can I customize my coverage?

Yes, 21st Century - Homeowners Insurance Company allows customers to personalize their coverage options to fit individual...
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What happens if I need additional coverage for valuable items?

Homeowners needing extra coverage for valuable items can purchase a scheduled personal property endorsement from 21st Century -...
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Are there any exclusions or limitations in the policy?

Homeowners insurance policies, including those from 21st Century - Homeowners Insurance Co., usually contain exclusions and...
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Are there any special coverage options for natural disasters?

21st Century Homeowners Insurance offers natural disaster coverage options, but they may differ by location and policy. While...
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Premium Factors

What factors affect my homeowners insurance premium?

Several factors influence homeowners insurance premiums, including property location, home age and condition, chosen coverage...
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What discounts are available for homeowners insurance?

Homeowners insurance discounts can change by provider, with 21st Century Insurance offering options like bundling policies,...
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What factors can lead to a discount on my policy?

Discounts on homeowner's insurance policies with 21st Century may be available for installing safety features, having a strong...
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Can I bundle my homeowners insurance with auto insurance?

Yes, homeowners insurance can often be bundled with auto insurance at many companies, including 21st Century - Homeowners...
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Home Status

What happens if my home becomes uninhabitable?

If a home becomes uninhabitable due to a covered event like fire or water damage, homeowners insurance from 21st Century may...
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What is the deductible for homeowners insurance?

The deductible in homeowners insurance is the out-of-pocket expense a homeowner must pay before receiving coverage for a claim....
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Do I need to provide an appraisal for my home?

When getting homeowners insurance from 21st Century, an appraisal may be necessary depending on various factors like new...
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