Are my deposits with US Trust insured?
Asked 6 months ago
Yes, your deposits with US Trust are insured. As a member of the Federal Deposit Insurance Corporation (FDIC), US Trust offers deposit insurance up to the maximum limit allowed by law. This means that if US Trust were to fail, your deposits would be protected up to $250,000 per depositor, per ownership category. However, it is essential to note that not all types of accounts are covered, such as investments in stocks, bonds, mutual funds, or annuities. Additionally, higher coverage limits may be applicable if you hold accounts in different ownership categories, such as individual accounts, joint accounts, or retirement accounts. Rest assured, US Trust has taken the necessary steps to provide depositors with the security and peace of mind they deserve.
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