What happens if I miss a premium payment?

If you miss a premium payment with Combined Insurance Company, it is important to address the issue promptly. A grace period may be provided, allowing you to make a late payment without penalty. However, if the premium remains unpaid beyond the grace period, your policy may lapse, leading to a loss of coverage. To reinstate the policy, you will need to pay any outstanding premiums and potentially undergo a reinstatement process that could involve additional requirements. In case of a claim during the premium non-payment period, your coverage may not be in effect, resulting in the claim being denied. It's crucial to contact Combined Insurance Company immediately to discuss your situation and explore available options to ensure uninterrupted coverage.