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Can I apply for a home loan with a co-signer?

Asked 3 months ago
Yes, you can apply for a home loan with a co-signer when working with Wizard Home Loans. A co-signer is someone who agrees to share the responsibility of the loan, which can be beneficial if the primary borrower's credit profile may not be strong enough to qualify for the desired loan amount or terms. The co-signer's creditworthiness can improve the chances of loan approval and possibly lead to better interest rates. It is important for both the borrower and the co-signer to understand that the co-signer is equally responsible for the loan. This means that if the borrower were to default, it would negatively impact the co-signer's credit as well. Prospective borrowers should consider all implications when looking for a co-signer. For specific details and requirements, it may be useful to check the relevant sections on the Wizard Home Loans website.
Answered Sep 4th 2025

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