What is your policy on overdraft protection?

West Suburban Bank offers overdraft protection as a service to help customers manage their checking accounts and avoid declined transactions. This service can provide peace of mind in situations where account holders may unintentionally overdraw their accounts. Depending on the specific terms and conditions set by West Suburban Bank, overdraft protection may be linked to a savings account or a line of credit. In cases where a checking account is overdrawn, the bank typically covers the amount, up to predetermined limits, allowing transactions to be processed without interruption. It is important for customers to carefully review the fees and potential charges associated with overdraft protection, as well as the procedures for opting in or out of this service. Understanding the associated terms can help customers make informed decisions about whether this service aligns with their financial needs. For more detailed information regarding West Suburban Bank's overdraft protection policies, customers may want to visit their official website, where current details and contact information are available.