What types of life insurance does Voya Financial provide?

Voya Financial offers a range of life insurance products designed to meet the diverse needs of individuals and families. Their primary offerings include term life insurance, whole life insurance, universal life insurance, and indexed universal life insurance. Term life insurance is designed to provide coverage for a specific period, typically ranging from ten to thirty years, making it an affordable option for those seeking temporary protection. Whole life insurance, on the other hand, offers lifetime coverage with a cash value component that grows at a guaranteed rate. This type of policy can provide financial security for beneficiaries as well as potential savings accumulation. Universal life insurance offers flexible premium payments and a cash value component that can vary based on market performance. Indexed universal life insurance is similar but ties the cash value growth to a stock market index, allowing for the potential for higher returns while providing a safety net against loss. Each of these products comes with unique features and benefits to suit different financial goals and circumstances. For specific details about features, options, and coverage limits, visiting Voya Financial's official website may be helpful.