Are my investments in a variable annuity guaranteed to earn a return?

Investments in a variable annuity are not guaranteed to earn a return. The Variable Annuity Life Insurance Company offers variable annuities that put your money into various investment options, such as mutual funds, which can fluctuate in value based on market performance. As a result, the returns on these investments can vary significantly over time. The potential for growth is often higher compared to fixed annuities, but this comes with increased risk. It is important to understand that market conditions, economic factors, and the performance of the chosen investment options will influence the returns. While some variable annuities may offer a guaranteed minimum income benefit or death benefit under specific conditions, the actual investment account value can go up or down. Therefore, individuals should carefully assess their risk tolerance and investment objectives before committing to a variable annuity. For specific information regarding the terms and conditions of your investment, it may be helpful to consult the documents associated with your variable annuity or look on the current web page for additional details on the products offered by The Variable Annuity Life Insurance Company.