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What types of insurance options are available for rental cars?

Asked 2 years ago
When renting a car through Rentalcars.com, customers typically have several insurance options to consider. These options aim to provide financial protection against various scenarios that could occur while using a rental vehicle. The options generally include Collision Damage Waiver (CDW), Theft Protection, and Third-Party Liability Insurance. Collision Damage Waiver is designed to limit the financial liability that a renter would incur in the event of damage to the vehicle. It covers repair costs up to a certain level, depending on the terms of the rental agreement. However, it may come with an excess amount that the renter is responsible for in case of an incident. Theft Protection covers the situation where the rental vehicle is stolen. Similar to CDW, it often has an excess amount that the renter will need to pay based on the policy details. Third-Party Liability Insurance is crucial as it offers protection in the event of damages caused by the renter to other people's property or injury to other individuals during the rental period. This insurance is generally a legal requirement in many jurisdictions. In addition to these core insurance options, renters may also find additional products such as personal accident insurance or coverage for personal belongings. Each rental will vary in specific terms and conditions, so it is essential for renters to read the insurance policy details carefully. For the most accurate and detailed information about insurance options available for a specific rental, users should refer to the Rentalcars.com website or the rental terms presented during the booking process.
Answered Jul 7th 2025

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