What types of riders or options are available?

Perkin Life Insurance Company offers a variety of riders and options to enhance their life insurance policies, allowing policyholders to customize their coverage to fit individual needs. One commonly available option is the term rider, which can provide additional life insurance coverage for a specified term, ensuring that lovers must not out especially during critical times such as when children are young. Another popular choice is the accidental death benefit rider, which pays an additional benefit in the unfortunate event of the insured's death due to an accident. This can provide an added layer of security for families. Additionally, the waiver of premium rider is often available, which allows policyholders to waive premium payments if they become disabled. This ensures that the life insurance coverage remains in force even during difficult circumstances. There are also options for accelerated death benefits, which permit policyholders to access a portion of their policy's death benefit early in cases of terminal illness. Lastly, many policies may offer options for conversion, which allows for the conversion of term insurance into permanent insurance without the need for further medical evaluations. For the most accurate and comprehensive list of riders available, it may be helpful to check the current Perkin Life website.