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Do I need insurance for a rental car?

Asked 2 years ago
When renting a car, it is important to consider the type of insurance you may need. Many rental companies offer their own insurance options, which can cover damages to the rental vehicle, liability for injuries, and theft. However, whether or not you need this additional insurance often depends on your existing coverage. If you have personal auto insurance, it may extend to rental cars, providing similar liability and collision coverage as it does for your own vehicle. Additionally, some credit cards also offer rental car insurance as a benefit if you use the card to pay for the rental. It is advisable to review your insurance policies to understand what is covered and to ensure there are no gaps. For personalized guidance on insurance options available for rental vehicles, individuals may want to look into the details provided by Morrison Insurance Agency or any other relevant resources. Always check the specific terms and coverage limits to make an informed decision.
Answered Aug 15th 2025

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