What is MetLife Bank's policy on overdraft fees?

MetLife Bank has a policy in place regarding overdrafts and associated fees that reflects a commitment to customer transparency and fair practices. Typically, when a customer's account goes into an overdraft situation, it means that there are insufficient funds available to cover a transaction. In most cases, if a customer opts into an overdraft protection service, MetLife Bank may cover the transaction even if it exceeds the account balance, up to a certain limit. However, it is essential to note that this service may incur fees. The specific details regarding the amount of the overdraft fee and any applicable terms are typically outlined in the account agreement provided to customers upon opening an account. Furthermore, customers may also receive notifications when their account balance approaches a negative status, allowing them to manage their finances proactively. For those who do not wish to have overdraft protection, there may be an option to decline this service, thus avoiding any potential charges related to overdrafts. It is advisable for customers to familiarize themselves with the terms and features of their specific accounts, as there may be variations in policies depending on the type of account held. For the most accurate and current details regarding MetLife Bank's overdraft policies, customers are encouraged to visit the bank's official website or account documentation, where they can find comprehensive information and any contact details necessary for further inquiries.