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Is insurance required for scuba diving activities?

Asked 3 months ago
Insurance is not universally required for scuba diving activities; however, it is highly recommended. Many dive shops, including those associated with Lexington Scuba Center, suggest that divers obtain dive insurance to cover potential risks and emergencies that may arise during diving. This insurance can provide coverage for injuries, accidents, or other incidents that may occur underwater. Divers should check whether their dive shop has specific insurance requirements for classes or guided dives. Some dive operators may require proof of insurance before allowing participation in certain activities. Furthermore, many dive training organizations recommend that divers secure a policy that covers both diving accidents and medical evacuation, as these can be quite costly. While some personal health insurance policies may cover certain aspects of diving-related injuries, they may not cover everything. Therefore, it is prudent to read the terms of any policy carefully. For those looking for more information on this topic, it may be beneficial to consult the current resources available on the Lexingtonscuba.net website regarding insurance recommendations and related topics.
Answered Aug 23rd 2025

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