What is Huntington Bancshares' policy on overdraft protection?

Huntington Bancshares offers various overdraft protection options designed to help customers manage their transactions and avoid overdraft fees. Typically, customers may choose to link their checking account to a savings account, a line of credit, or a credit card. When a customer attempts to make a withdrawal or payment that exceeds their account balance, the funds can automatically be drawn from the linked account. This service is intended to provide a safeguard for customers against unexpected charges and prevent overdraft situations. Huntington also has a program specifically known as "Huntington Voice," which allows customers to avoid overdraft fees through early detection and proactive notifications. This feature alerts customers when their account balance is low, providing an opportunity to adjust their spending or transfer funds in advance of an overdraft. It is important for customers to be aware of any fees associated with these services, as they can vary based on the type of overdraft protection selected. Huntington Bancshares generally strives to maintain transparency regarding any costs related to overdraft protection options, which can typically be found on the financial institution's website. For the most accurate and up-to-date information on funding services, it is advisable to visit the official Huntington website, where detailed descriptions of all available accounts and services, including specific overdraft protection policies, are provided. This will ensure that customers can make well-informed decisions aligned with their financial needs and circumstances.