What types of accounts do you offer?

First Niagara Bank offers a range of account types to meet various financial needs. One of the primary categories is checking accounts, which typically include options for everyday banking with different features such as online bill payment and debit card access. Additionally, First Niagara provides savings accounts that allow customers to earn interest on their deposits while maintaining easy access to their funds. There may also be specific savings accounts designed for goals such as education or home buying. Furthermore, First Niagara often offers certificates of deposit, which are interest-bearing accounts with fixed terms that generally provide higher interest rates than regular savings accounts. Customers looking for investment opportunities might find Individual Retirement Accounts, or IRAs, available to assist with long-term savings strategies. For a complete list of options, features, and terms, it is typically advisable to visit the current First Niagara website or reach out directly to the institution for the most accurate and detailed information.