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How do I send and receive payments?

Asked a month ago
To send and receive payments using the ClearXChange service, you would typically start by ensuring that you have an account with a participating bank or financial institution that supports ClearXChange. Once you have an account, you can easily link it to your ClearXChange profile. To send a payment, you would log into your ClearXChange account or the app provided by your bank. From there, you would select the option to send money. You will need to enter the recipient's email address or mobile phone number, the amount you wish to send, and any optional note for the recipient. After confirming the details, you would submit the transaction. The recipient should receive a notification, and the funds would generally appear in their account shortly after the transfer is initiated. Receiving payments follows a similar process. When someone sends you money through ClearXChange, you will receive a notification via email or text. The funds should be credited to your linked bank account automatically. If the sender does not use ClearXChange but wants to send you money, they can also use their bank’s app or website to transfer funds directly. It is always a good idea to check the ClearXChange website for the most current information regarding transaction limits, potential fees, and any specific requirements related to your bank.
Answered Oct 21st 2025

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