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What is the grace period for making payments on a Capital One credit card?

Asked 2 years ago
The grace period for making payments on a Capital One credit card typically extends to at least twenty-five days after the end of a billing cycle. During this period, cardholders can pay off their entire balance without incurring interest on new purchases. It is essential, however, to note that this grace period only applies when the cardholder pays the balance in full and does not carry over any unpaid balance from the previous month. If a balance is carried over, the cardholder will start accruing interest immediately on any new purchases made. It is always a good idea for cardholders to review their credit card agreement and bill statements for specific terms, as these details can vary based on individual accounts and any promotional offers that may be applicable. For the most accurate and personalized information, cardholders may want to check their account online or refer to the current web page dedicated to payment terms.
Answered Jul 7th 2025

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