Are there any waiting periods for coverage?

Waiting periods can vary depending on the specific plan or type of coverage that a member chooses with CAA Health & Dental Insurance. Generally, waiting periods refer to a designated amount of time that must pass before certain benefits become available to a policyholder. This is often applicable to specific services, especially in dental coverage such as major restorative procedures or orthodontics. For instance, individuals may encounter waiting periods for certain treatments, which means they might not be covered for those treatments if they occur shortly after the policy is initiated. Coverage for preventive care, however, often begins immediately in many situations. It is wise for prospective and current members to carefully review the details of their specific policy, as well as any plan documents they receive, to understand the applicable waiting periods. For more comprehensive and up-to-date information regarding waiting periods and specific benefits, individuals may find it helpful to refer to the information available on the CAA Health & Dental Insurance website.