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What should I do if my Bank of Scotland Credit Card is lost or stolen?

Asked 3 months ago
If a Bank of Scotland Credit Card is lost or stolen, it is important for the cardholder to act promptly to protect their account and prevent unauthorized transactions. The first step is to report the loss or theft of the card to Bank of Scotland immediately. This can typically be done by contacting their customer service through the phone number provided on their official website. Cardholders may also have the option to report the loss or theft through any online banking features available to them. Once the card is reported, the bank will usually block the card to prevent any further use. A replacement card will generally be issued, and it may take a few days for the new card to arrive. It is advisable for cardholders to monitor their account statements for any suspicious activity, and they should report any unauthorized transactions to the bank as soon as possible. Lastly, it is a good practice to keep the bank's contact information handy and ensure that personal details such as address and phone number are up to date in case of future issues. For more information, cardholders can visit the current Bank of Scotland website.
Answered Sep 3rd 2025

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