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What happens if my credit card is lost or stolen?

Asked 2 years ago
If a Bank of America credit card is lost or stolen, it is important to act quickly to protect oneself from unauthorized transactions. The cardholder should immediately call the customer service number associated with their credit card. This number can typically be found on the Bank of America website. Once contacted, the cardholder can report the loss or theft, and the bank will be able to block the card to prevent any fraudulent charges. Following the report, Bank of America will usually issue a replacement card with a new number. It is wise for cardholders to review their recent transactions to identify any unauthorized charges, as they may need to dispute them. Additionally, monitoring credit reports for suspicious activity is a prudent step going forward. Bank of America's website may provide more detailed information and guidance on this matter.
Answered Jul 13th 2025

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