How long does it take for a life insurance policy to be approved?

Asked a year ago
The time it takes for a life insurance policy to be approved can vary depending on multiple factors. Typically, the underwriting process can take anywhere from a few days to several weeks. The duration depends on the complexity of the application, the amount of coverage applied for, the applicant's age and health, as well as the insurance company's internal processes. Simple policies with lower coverage amounts may be approved and issued more quickly, while larger policies or those requiring medical exams and additional documentation may take longer. However, to expedite the approval process, it is essential to provide accurate and complete information with the application and promptly fulfill any additional requirements requested by the insurer.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

Need further help?

Type out your followup or related question and we will get you an answer right away.

Need to call LSM Insurance?

If you need to call LSM Insurance customer service, now that you have the answers that you needed, click the button below. You can either call them on your phone or use our free AI-powered phone to dial for you, get a rep for you, and more.
Call LSM Insurance

LSM Insurance

Find a list of many popular LSM Insurance questions with answers or step by step guides on our FAQ page below. Or ask a whole new question and get an answer right away.
Call LSM InsuranceLSM Insurance Customer Service FAQAsk a Question
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!