Toll-free · 24 hours, 7 days · For Refinance Department · New home purchase, press 1. Account services, press 2, or just remain on the line for a representative.
How do I get through the phone menu to a live person?
GetHuman researchers routinely call this Nationstar Mortgage Bankruptcy Department phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest:Don't press anything, a representative will come on the line.
Here is how our research team describes the way the Nationstar Mortgage Bankruptcy Department phone system greets you: Hold on the line for a representative.
What are the hours and when should I call?
Nationstar Mortgage Bankruptcy Department operates the call center for this 877-550-4243 phone number 24 hours, 7 days.The short answer is that you should call on a Tuesday.This observation and the following section are based on analysis of a sample set of 166 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Nationstar Mortgage Bankruptcy Department phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Nationstar Mortgage Bankruptcy Department staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call Nationstar Mortgage Bankruptcy Department is Tuesday.The most busy day to call is Friday.Again, this is based on a sample of 166 calls made with our AI-powered, web-based phone in the last 90 days.
The shortest wait on hold
We measured the shortest hold times to be on Tuesday.The longest wait in the queue on average occurs on Monday.
The best time to call Nationstar Mortgage Bankruptcy Department
In summation, the best day to call Nationstar Mortgage Bankruptcy Department is Tuesday.In this case, it's a no-brainer. Tuesday is not only the least busy day for calling this Nationstar Mortgage Bankruptcy Department number, but it is also the day with the shortest hold times.
Why Customers Call Nationstar Mortgage Bankruptcy Department
If you have time to do a bit of reading before you call Nationstar Mortgage Bankruptcy Department, we recommend you read over some of our problem-specific articles.
Bankruptcy is a legal process where individuals or businesses declare that they cannot repay their debts. It allows them to seek relief from their creditors and restructure their financial situation. When you file for bankruptcy while having a mortgage with Nationstar Mortgage, it will influence the terms of your mortgage agreement. Nationstar Mortgage, as your creditor, will usually be notified by the bankruptcy court about your bankruptcy filing. This triggers an automatic stay that temporarily stops the enforcement of debt collection activities. Depending on the type of bankruptcy you file, you may have different options to address your mortgage. Chapter 7 bankruptcy could lead to the liquidation of assets to repay debts, potentially resulting in the loss of your home. Chapter 13 bankruptcy allows you to create a repayment plan over a few years, including your mortgage payments, to catch up on arrearages and potentially keep your home. It is crucial to consult with a bankruptcy attorney to understand the specific implications and possibilities for your mortgage during bankruptcy.
Yes, Nationstar Mortgage offers assistance and resources for individuals going through bankruptcy. Our Bankruptcy Department is dedicated to helping our customers navigate through this challenging financial situation. We provide expert guidance and support throughout the bankruptcy process, helping individuals understand their options and make informed decisions. Additionally, we offer tools and resources to help our customers manage their mortgage during bankruptcy, such as flexible repayment plans and refinancing options. At Nationstar Mortgage, we understand the importance of finding a solution that works for each individual, and we are committed to providing personalized assistance and support throughout the bankruptcy journey.
Defaulting on a mortgage during bankruptcy can have significant consequences. Firstly, it can lead to the loss of your home through foreclosure. The lender has the right to initiate foreclosure proceedings if you default on your mortgage payments. This could result in the forced sale of your property to recover the outstanding loan amount. Additionally, defaulting during bankruptcy can negatively impact your credit score, making it difficult to secure loans in the future. It may take several years to rebuild your credit after a foreclosure. Furthermore, defaulting can disrupt the bankruptcy process, potentially leading to the dismissal of your case and leaving you liable for all outstanding debts. It is crucial to communicate with your lender and bankruptcy attorney to explore options and avoid such consequences.
Click the link above to get answers to just about any Nationstar Mortgage Bankruptcy Department customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
More Nationstar Mortgage Bankruptcy Department Customer Service Contacts
There are of course other ways to contact Nationstar Mortgage Bankruptcy Department customer service besides the phone. Below we list the best ones, by medium.
Nationstar Mortgage Bankruptcy Department Customer Help Desk / Web Support
As a last, sometimes only, resort- Nationstar Mortgage Bankruptcy Department customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.
Conclusion and closing notes
This is Nationstar Mortgage Bankruptcy Department's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Nationstar Mortgage Bankruptcy Department agent. This phone number is Nationstar Mortgage Bankruptcy Department's best phone number because 996 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 877-550-4243 include Request a loan, Eligibility question, Repayment question, Overcharge/Strange charge, Extension and other customer service issues. Rather than trying to call Nationstar Mortgage Bankruptcy Department first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, Nationstar Mortgage Bankruptcy Department has 3 phone numbers. It's not always clear what is the best way to talk to Nationstar Mortgage Bankruptcy Department representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.
GetHuman does not provide call center services or customer support operations for Nationstar Mortgage Bankruptcy Department. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Nationstar Mortgage Bankruptcy Department. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.