I had a NSF on *-**-****. I forgot to transfer funds from money market to checking. But...
GetHuman-kehmiche's customer service issue with TCF Bank from September 2018
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The issue in GetHuman-kehmiche's own words
I had a NSF on *-**-****. I forgot to transfer funds from money market to checking. But this is the first time TCF actually returned the check, TCF usually pays the item even if my checking has low balance(but my money market has enough) because I did choose "Opt-In" about overdraft. Of course forgetting funds transfer was my fault, but there was ACH credit came in same day and it was enough to cover, TCF should not have an excuse to return the item but TCF makes money from playing dirty games. Specially the returned check is estimated tax payment, it will cause more trouble to me soon, I really really disappointed what TCF returned that item without paying. As a long time customer, this happening definitely will be a reason to end the business with TCF!!!
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