Error Reported of ** Days Past Due on Build.com Credit Card with Comenity Capital Bank...
GetHuman-finances's customer service issue with FICO from May 2018
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The issue in GetHuman-finances's own words
Error Reported of ** Days Past Due on Build.com Credit Card with Comenity Capital Bank. Please do not put on Credit Report. Ron Olston's, CEO of Comenity Capital Bank, Issued a Correction to I believe Equifax, but Certainly One of the Big Three. Why did my FICO Credit Score Go Down By * Points? You've been complaining that I haven't had a Home Loan of Which I've had * Previously Paid as Agreed and No Installment Loan Paid of Which I've had Several Previously Paid as Agreed, and to Correct this Problem, Instead of Paying Full Cash for a Car, I Paid $**** Down and Financed the Remaining $****, but it Seems to Have Only Hurt my Credit Score and Decreased my FICO Credit Score by * Points and the Big Three Credit Reporting Scores Plunged ** Points Suddenly. Even with this New Car Loan of Which I've Made Two Payments when Only One was Due, my Debt to Total Credit Available is Only **.*% and my Debt to Income Ratio is Only **%. These are Pretty Good Numbers, so Why am I Being Punished by Credit Score Going from the ***s with the Big Three Down to the ***s and My FICO Score Going Down from *** to ***. Is there Anything I can do to Get my Credit Score Back Up? Are FICO Scores Generally More Stable and Less Subject to Change Suddenly with a New Car Loan than the Big Three Credit Scores. Any Information You Could Provide to Help Would be Greatly Appreciated.
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